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Local Church Pays Off $6.5 Million In Medical Debt For 4,400 Escambia County Residents
November 3, 2025
In an extraordinary act of generosity and faith in action, Transformation Church announced Sunday that it has paid off more than $6.52 million in medical debt for 4,400 people throughout Escambia County.
Through a partnership with Undue Medical Debt, a national nonprofit that purchases and forgives medical debt for pennies on the dollar, Transformation Church’s donation was multiplied to abolish millions in burdensome medical bills for local families.
The medical debt forgiveness targeted individuals and households in Escambia County who either earn 4x or below the federal poverty level or whose medical debt equals 5% or more of their annual income. Medical debt relief was not requested and recipients were not required to apply — they will simply by notified by mail this week of the debt abolishment — with no tax consequences, no penalties, and no repayment required.
‘Transformation is more than a name — it’s a calling,” said Pastor Brad Livingston, lead pastor of Transformation Church. “We believe the church should be known for generosity, compassion, and impact. Today, thousands of our neighbors are being set free, and that’s something worth celebrating.”
Medical debt remains one of the leading causes of financial hardship in America. For many, a single medical emergency can spiral into years of debt and stress. By stepping in to erase millions in medical debt, Transformation Church said it hopes to ignite a movement of compassion and generosity that spreads far beyond Escambia County.
Transformation Church is a faith community based in Pensacola dedicated to helping people “Encounter God, Experience Community, and Engage Their World”. The church has locations at 6800 Mobile Highway, 3141 Gulf Breeze Parkway and streams online. A new location is coming soon to the University of West Florida Campus.
Comments
8 Responses to “Local Church Pays Off $6.5 Million In Medical Debt For 4,400 Escambia County Residents”
Pretty sad indictment of the richest country on the planet and we don’t provide universal healthcare to every citizen.
Kudos to the Transformation Church for walking the talk, thank you and your congregation.
Thank and God bless you
I am SO proud of my church!!
I applaud the generousity of the Transformation Church congregation.
I would assume the majority of these people did not have medical insurance and the medical providers charged their standard cash rate. Why are they willing to sell the debt for pennies on the dollar instead of just charging “pennies on the dollar” to begin with?
Thank you! What a blessing!
This is a good thing, but also speaks volumes about the abysmal state of healthcare in this country. Over 4000 people in Escambia county alone were drowning in medical debt. Now extrapolate that across the entire US. Those numbers will skyrocket in 2026.
This is a true act of kindness and real faith . If every church , temple ,synagogue, mosque would follow their example it would reinforce their members and society to believe in the Gods . In this times with so many communities divided , violence , economic hardship , and political differences acts of kindness by those who can afford it would bring in turn a more united front based on religion , peace , prosperity and the fundamentals for a better life . Thank you living and believing by example.
Wow that is awesome!!! Praise JESUS!!!