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State Investigators Charge Century Woman With Felony Insurance Fraud
March 12, 2025
State authorities have charged a Century woman with insurance fraud for an alleged false storm damage claim made on her vehicle.
The Florida Department of Insurance Services Criminal Investigations Division charged 23-year-old Emma Rose Ulibarri with one count of third degree felony insurance fraud. She was released from jail on a $1,000 bond.
The Progressive Insurance Special Investigations Unit filed a complaint alleging Ulibarri filed a claim for damages that occurred prior to the policy date.
Ulibarri filed a claim for damages caused by tree limbs that fell during a storm on September 3, 2024, when the damage actually occurred prior to the August 22, 2024, inception date of her policy, according to an arrest warrant affidavit. She provided damage photos claiming the damage occurred on September 3, 2024, when the metadata of the pictures confirmed the pictures were taken on August 13, 2024, the affidavit states.
Progressive told investigators that the vehicle was uninsured on the actual date of the loss and had been uninsured for about a year.
Ulibarri told state investigators that she had been unable to afford insurance on the 2014 Honda CRV that was damaged at her residence on North Century Boulevard, and that she hoped the Progressive policy would pay for the damages of $2,000 to the roof and windshield.
Progressive reported the estimated damage to the vehicle ws $2,393.83, potentially exposing the insurer to a $1,642.83 loss after Ulibarri’s $750 deductible.
Comments
7 Responses to “State Investigators Charge Century Woman With Felony Insurance Fraud”
REGARDING:
“I’m sure the contract she signed with the insurance company was totally legitimate with no hidden clauses to cheat the insured”*
Most likely We seldom read every word of every contract, but that doesn’t mean they are fraudulent.
Regardless, justifying misdeeds by claiming others do bad things is a poor way to live a life or build a society.
Yea What Steve said. Lol
They still make 35 mm film? Asking for a friend.
I’m sure the contract she signed with the insurance company was totally legitimate with no hidden clauses to cheat the insured . Do the State Investigators charge the insurance companies with a crime when they fleece their premium paying customers ?The insurance companies own our legislators .
She thought she had a brainstorm idea but those only come if your brain has developed. It’s always a better idea if you’re just honest.
Metadata strikes again.
Funny how most people are 100% clueless about technology and have no idea about metadata! Unless you know exactly how to circumvent the metadata anything you do is embedded with it. It stores time, date, ID of software used, name of device used, your exact location on the globe when the data was captured. Anything you save, or do on your PC, phone, tablet has metadata. That’s is also why VPNs are useless, you aren’t hiding anything because your browser saves metadata called a digital footprint. Metadata is saved in photos, music files, video, emails, pretty much any data file you create. That is how the BTK serial killer was caught, metadata in their floppy disk traced back to a computer at a church with the ID of the program used to create the files, time, data and PC login information.