State Charges Century Woman With Auto Insurance Fraud

May 18, 2015

A Century woman has been charged with allegedly trying to rip off  her automobile insurance company.

Trisha Michelle Milstead, 43, was charged one felony count of insurance fraud by the Florida Department of Financial Services Insurance Fraud Division. She remains in the Escambia County Jail Monday with bond set at $10,000.

According to Assistant State Attorney Greg Marcille, Milstead was involved in a vehicle accident on September 8 of last year, but at that time her vehicle policy had lapsed for non-payment. She allegedly reinstated the policy on September 9, signing a statement that there had been no damage to her vehicle during the period in which the policy was lapsed.

Two days later, she filed a claim for a vehicular accident on Barth Road in Molino and damage prosecutors alleged occurred on September 8 when she had no valid insurance.

Milstead is due in court for an arraignment hearing early next month.


13 Responses to “State Charges Century Woman With Auto Insurance Fraud”

  1. Jaz on May 22nd, 2015 12:23 pm

    @Kyle on May 18th, 2015 9:49 pm

    You are assuming that everyone finances their car. While a lot of people do make payments on their car, many people own their vehicles and have equity. They would also be interested in insurance. Not to mention, you are only referring to one type of coverage–collision– that protects your own vehicle if you are at fault.
    The state only requires that you carry 10k medical for yourself (called personal injury protection), and 10k property damage liability. The later would pay for the other party’s vehicle if you were at fault, which is the responsible thing to do seeing that most people don’t have that much money to pay out if they screw up.

  2. Molino Girl on May 19th, 2015 7:27 am

    This is the best story in the news today….what goes around comes around!! Hope they cut off her food stamps and disability check , while she is a resident at the blue roof inn! Karma bites!!

  3. Kyle on May 18th, 2015 9:49 pm

    The real scam is how the insurance companies convinced the government to make it mandatory to have insurance.

    Insurance does not protect you, the driver, it protects the money owed on the vehicle.

    In other words, it protects the bank that loaned the money on your vehicle. If you can’t pay off, insurance pays the bank the value of the car.

    You are paying someone else to take the risk that you won’t get in an accident.

    And the state forces you to minimize the bank’s risk by making you buy insurance.

    In short, they passed a law to legalize a form of graft. We were just told it’s called “no-fault insurance.”

  4. williams ditch girl on May 18th, 2015 6:29 pm


  5. Pat on May 18th, 2015 6:20 pm

    @BT: Why should life insurance be so much harder to pull this scam? You just……..oh, never mind!

  6. Tit for tat on May 18th, 2015 5:20 pm

    Insurance companies have been ripping off us policy holders for years as evidenced by their large annual profits. In addition they penalize those of us who are loyal customers because they take advantage of the fact that we are unlikely to shop other insurers for lower rates. If you don’t believe me and have been with an insurer for more than 10 years, do yourself a favor and shop other insurers. You might be surprised to find rates 20 – 40% lower than your current rate. Although I don’t agree with this lady’s fraudulent methods, I will never feel sorry for insurance companies.

  7. Bill on May 18th, 2015 2:10 pm

    Yet thousands get away with food stamp fraud everyday…at least she actually paid some toward her insurance claim in the past.

  8. wally on May 18th, 2015 1:31 pm

    Is am wrong ? I thought it was against the law to drive a car in Florida without insurance on it? Should there not be another charge on this uninsured driver?

  9. BT on May 18th, 2015 11:11 am

    It’s considerably harder to pull this type of scam off with life insurance.

  10. mick on May 18th, 2015 9:23 am

    All law abiding, responsible citizens are the ones who bear the financial burdens of cheats, and those that are driving around right now with no insurance…low life scum…

  11. Tom on May 18th, 2015 9:12 am

    Real wiz kid. damage your car today when you have no insurance, buy insurance tomorrow and make a claim. Sad part is she probably thought it would really work.

  12. Cantonment girl on May 18th, 2015 8:43 am


  13. emschick on May 18th, 2015 12:20 am

    Imagine what some of these criminals could do if they put an effort into making a real living. I’m educated and have an AAS and I couldn’t begin to figure out some of the schemes these people use

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