Comments on: Scott Wants All State Workers To Pay The Same For Insurance http://www.northescambia.com/2013/02/scott-wants-all-state-workers-to-pay-the-same-for-insurance Local News for Molino, Bratt, McDavid, Century, Walnut Hill, Cantonment Thu, 23 Apr 2026 16:25:50 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: curious http://www.northescambia.com/2013/02/scott-wants-all-state-workers-to-pay-the-same-for-insurance/comment-page-1#comment-185260 curious Wed, 06 Feb 2013 00:32:27 +0000 http://www.northescambia.com/?p=126476#comment-185260 dw they already have a single & single with kids. single is the same as employee rate & the other is employee + dependents & some places if you have a spouse working @ same place 1 of you gets it free or 50%. dw they already have a single & single with kids. single is the same as employee rate & the other is employee + dependents & some places if you have a spouse working @ same place 1 of you gets it free or 50%.

]]> By: dw http://www.northescambia.com/2013/02/scott-wants-all-state-workers-to-pay-the-same-for-insurance/comment-page-1#comment-185238 dw Tue, 05 Feb 2013 21:14:36 +0000 http://www.northescambia.com/?p=126476#comment-185238 to wm: your explanation was excellent. Very clear and to the point. I don't know if it would be possible but As to premium amounts, I would like to see a closer spread for single, single parent small family, larger family and so forth. to wm: your explanation was excellent. Very clear and to the point. I don’t know if it would be possible but As to premium amounts, I would like to see a closer spread for single, single parent small family, larger family and so forth.

]]> By: David Huie Green http://www.northescambia.com/2013/02/scott-wants-all-state-workers-to-pay-the-same-for-insurance/comment-page-1#comment-185217 David Huie Green Tue, 05 Feb 2013 18:53:55 +0000 http://www.northescambia.com/?p=126476#comment-185217 REGARDING: "I wish everyone was required to take a course in how insurance works…" Agreed, but then that would go against the Readin, 'Ritin', 'Rithmatic concept of only teaching the basics for 12 to 14 years. Actually, people could practice reading policies to understand how they are figured and arithmetic to understand what it means and how they pay and are paid, so it would be okay. The truth is that there are many things we all need to know in order to vote intelligently but either weren't taught or weren't paying attention when the teacher was going over it or got confused or forgot. (Miniskirts and low cut dresses were distracting.) Education is a lifelong process and sometimes people actually have to face life to realize how an education can help them in specific ways. David for informed voters REGARDING:
“I wish everyone was required to take a course in how insurance works…”

Agreed, but then that would go against the Readin, ‘Ritin’, ‘Rithmatic concept of only teaching the basics for 12 to 14 years. Actually, people could practice reading policies to understand how they are figured and arithmetic to understand what it means and how they pay and are paid, so it would be okay.

The truth is that there are many things we all need to know in order to vote intelligently but either weren’t taught or weren’t paying attention when the teacher was going over it or got confused or forgot. (Miniskirts and low cut dresses were distracting.)

Education is a lifelong process and sometimes people actually have to face life to realize how an education can help them in specific ways.

David for informed voters

]]> By: curious http://www.northescambia.com/2013/02/scott-wants-all-state-workers-to-pay-the-same-for-insurance/comment-page-1#comment-185156 curious Tue, 05 Feb 2013 13:07:00 +0000 http://www.northescambia.com/?p=126476#comment-185156 I will not say this is always true but, most of the time it is the more people that works in a company the cheaper it is. County employees ins. is higher than state ,that is why I am on my husbands ins., they also have higher deductibles. State& federal have more employees than city or county. I don't have a problem with the guys going over seas to fight for us to have cheaper ins., give it to them, that's one of the perks. The point is if you want cheap ins. or low copays,deductibles get another job, now I must sound like all the whiners.This what they sound like. Go cut you a slice of cheese to go with that whine you got & suck it up. I will not say this is always true but, most of the time it is the more people that works in a company the cheaper it is. County employees ins. is higher than state ,that is why I am on my husbands ins., they also have higher deductibles. State& federal have more employees than city or county. I don’t have a problem with the guys going over seas to fight for us to have cheaper ins., give it to them, that’s one of the perks. The point is if you want cheap ins. or low copays,deductibles get another job, now I must sound like all the whiners.This what they sound like. Go cut you a slice of cheese to go with that whine you got & suck it up.

]]> By: Jane http://www.northescambia.com/2013/02/scott-wants-all-state-workers-to-pay-the-same-for-insurance/comment-page-1#comment-185012 Jane Mon, 04 Feb 2013 18:02:49 +0000 http://www.northescambia.com/?p=126476#comment-185012 Elected officials (state and federal) have been getting a free ride on insurance for years while the rest of pay alot. Time for a change. Maybe if they had to pay as much as everyone else it would help lower some insurance rates, although I doubt it. Elected officials (state and federal) have been getting a free ride on insurance for years while the rest of pay alot. Time for a change. Maybe if they had to pay as much as everyone else it would help lower some insurance rates, although I doubt it.

]]> By: luvdljr http://www.northescambia.com/2013/02/scott-wants-all-state-workers-to-pay-the-same-for-insurance/comment-page-1#comment-184994 luvdljr Mon, 04 Feb 2013 15:40:54 +0000 http://www.northescambia.com/?p=126476#comment-184994 Does that also mean part-time employees will only have to pay $180 instead of the $300-$400 they have to pay per month? Does that mean the Select-Exempt employees, who pay $3.84 for insurance, will also lose their lump sum annual leave that they recieve every year on their annivaerdary day? Does that also mean part-time employees will only have to pay $180 instead of the $300-$400 they have to pay per month?

Does that mean the Select-Exempt employees, who pay $3.84 for insurance, will also lose their lump sum annual leave that they recieve every year on their annivaerdary day?

]]> By: retired teacher http://www.northescambia.com/2013/02/scott-wants-all-state-workers-to-pay-the-same-for-insurance/comment-page-1#comment-184986 retired teacher Mon, 04 Feb 2013 15:22:36 +0000 http://www.northescambia.com/?p=126476#comment-184986 I have always wondered why teachersand all other school district employees, who are considered state employees for retirement purposes, are not on the state insurance plan. It sure would be a lot less expensive for them. I have always wondered why teachersand all other school district employees, who are considered state employees for retirement purposes, are not on the state insurance plan. It sure would be a lot less expensive for them.

]]> By: wm http://www.northescambia.com/2013/02/scott-wants-all-state-workers-to-pay-the-same-for-insurance/comment-page-1#comment-184981 wm Mon, 04 Feb 2013 14:48:20 +0000 http://www.northescambia.com/?p=126476#comment-184981 I wish everyone was required to take a course in how insurance works... The premiums for group coverage are based in large part upon the claim history of that group (of people). More money going out in claims means higher premiums required to cover those claims. When you buy insurance of any kind -- your premiums are not just paying your own claims -- they are paying the claims of others as well. So, you can't expect that having "never had a claim" means you are entitled to get that money back. It's the law of large numbers. You are paying to transfer the risk of having a catastrophic claim to another party -- the insurance company. You can't expect something for little to nothing... Obamacare has only made it worse -- premiums are going up as a result. If you voted for him expecting to get "free stuff" -- you are a fool. Nothing is free -- those who are productive, and not on the government hand-out system will be paying increased premiums so the un- and underproductive can get something for "free". I wish everyone was required to take a course in how insurance works…

The premiums for group coverage are based in large part upon the claim history of that group (of people). More money going out in claims means higher premiums required to cover those claims.

When you buy insurance of any kind — your premiums are not just paying your own claims — they are paying the claims of others as well. So, you can’t expect that having “never had a claim” means you are entitled to get that money back. It’s the law of large numbers. You are paying to transfer the risk of having a catastrophic claim to another party — the insurance company.

You can’t expect something for little to nothing…

Obamacare has only made it worse — premiums are going up as a result. If you voted for him expecting to get “free stuff” — you are a fool. Nothing is free — those who are productive, and not on the government hand-out system will be paying increased premiums so the un- and underproductive can get something for “free”.

]]> By: sandy moore http://www.northescambia.com/2013/02/scott-wants-all-state-workers-to-pay-the-same-for-insurance/comment-page-1#comment-184980 sandy moore Mon, 04 Feb 2013 14:46:00 +0000 http://www.northescambia.com/?p=126476#comment-184980 As I read this news clip I am lead to believe they are speaking about ALL state employees , even elected ones. As I read this news clip I am lead to believe they are speaking about ALL state employees , even elected ones.

]]> By: curious http://www.northescambia.com/2013/02/scott-wants-all-state-workers-to-pay-the-same-for-insurance/comment-page-1#comment-184977 curious Mon, 04 Feb 2013 14:05:36 +0000 http://www.northescambia.com/?p=126476#comment-184977 I was always glad to pay the 180.00 for family, although we have had one dr. office continue to tell us since your on medicaid it will not cover this procedure. I was continuously repeating myself we were not medicaid, we never did prove to them we were not on medicaid, so apparently to them state ins. is medicaid & we never got that procedure, because I was not having anything done when I was gonna have to pay when it should be covered. To us, maybe I don't understand your comment but the state ins. is one of the main reasons to not leave state employment, the real world prices are a joke, one of my brothers ins. for his family is 800.00 a month, because he made bad choices in life, he got himself a felony & can't get a state , but he does support his family & makes really good money. I was always glad to pay the 180.00 for family, although we have had one dr. office continue to tell us since your on medicaid it will not cover this procedure. I was continuously repeating myself we were not medicaid, we never did prove to them we were not on medicaid, so apparently to them state ins. is medicaid & we never got that procedure, because I was not having anything done when I was gonna have to pay when it should be covered. To us, maybe I don’t understand your comment but the state ins. is one of the main reasons to not leave state employment, the real world prices are a joke, one of my brothers ins. for his family is 800.00 a month, because he made bad choices in life, he got himself a felony & can’t get a state , but he does support his family & makes really good money.

]]>