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	<title>Comments on: Citizens Insurance Board Responds To Scandal, Blasts Media Reports</title>
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	<link>http://www.northescambia.com/2012/11/citizens-insurance-board-responds-to-scandal-blasts-media-reports</link>
	<description>Local News for Molino, Bratt, McDavid, Century, Walnut Hill, Cantonment</description>
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		<title>By: David Huie Green</title>
		<link>http://www.northescambia.com/2012/11/citizens-insurance-board-responds-to-scandal-blasts-media-reports/comment-page-1#comment-158673</link>
		<dc:creator>David Huie Green</dc:creator>
		<pubDate>Thu, 29 Nov 2012 18:55:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.northescambia.com/?p=119856#comment-158673</guid>
		<description>CONSIDERING:
“The last time I looked around, we were still in the United States of America,” Gilway said. “We have not been annexed to a communist regime. We still have some basic rights. Those rights include innocent until proven guilty.”

The problem with that statement is not that it is false but that it assumes no accusations should be allowed. Part of the function of the press is to point out wrongdoing. To say, &quot;I was accused of A, B, C, D, E, F, G but I can prove I didn&#039;t do C,&quot; doesn&#039;t really exonerate you.

And it isn’t just the Communists. The most recent case of someone throwing out the judicial process is in Egypt where the new guy decided to place himself above the law.

David for government responsible to the people</description>
		<content:encoded><![CDATA[<p>CONSIDERING:<br />
“The last time I looked around, we were still in the United States of America,” Gilway said. “We have not been annexed to a communist regime. We still have some basic rights. Those rights include innocent until proven guilty.”</p>
<p>The problem with that statement is not that it is false but that it assumes no accusations should be allowed. Part of the function of the press is to point out wrongdoing. To say, &#8220;I was accused of A, B, C, D, E, F, G but I can prove I didn&#8217;t do C,&#8221; doesn&#8217;t really exonerate you.</p>
<p>And it isn’t just the Communists. The most recent case of someone throwing out the judicial process is in Egypt where the new guy decided to place himself above the law.</p>
<p>David for government responsible to the people</p>
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		<title>By: jay anthony</title>
		<link>http://www.northescambia.com/2012/11/citizens-insurance-board-responds-to-scandal-blasts-media-reports/comment-page-1#comment-158540</link>
		<dc:creator>jay anthony</dc:creator>
		<pubDate>Wed, 28 Nov 2012 19:37:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.northescambia.com/?p=119856#comment-158540</guid>
		<description>EyesOpen you do not pay one quarter of your bill for Citizens assessments.  You in fact pay 1.4% of your total premium, a 10 year assessment placed after the 2005 storm season.  The other assessment you pay are for the Florida Cat Fund, which is a majority private company obligations, and for FIGA, which is the fund that pays claims when private carriers fail.  In fact, in the event of another huge storm, Citizens policyholders will subsidize you more than you would them.  This fiction that people are providing subsidies to coastal people is a creation of the insurance lobby which wants rates for everyone to go up a minimum of 60%.  Also, if we applied yours and c.w&#039;s argument to taxes, you&#039;d be screwed.  Coastal and South Florida heavily subsidize your schools, roads, etc.</description>
		<content:encoded><![CDATA[<p>EyesOpen you do not pay one quarter of your bill for Citizens assessments.  You in fact pay 1.4% of your total premium, a 10 year assessment placed after the 2005 storm season.  The other assessment you pay are for the Florida Cat Fund, which is a majority private company obligations, and for FIGA, which is the fund that pays claims when private carriers fail.  In fact, in the event of another huge storm, Citizens policyholders will subsidize you more than you would them.  This fiction that people are providing subsidies to coastal people is a creation of the insurance lobby which wants rates for everyone to go up a minimum of 60%.  Also, if we applied yours and c.w&#8217;s argument to taxes, you&#8217;d be screwed.  Coastal and South Florida heavily subsidize your schools, roads, etc.</p>
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		<title>By: EyesOpen</title>
		<link>http://www.northescambia.com/2012/11/citizens-insurance-board-responds-to-scandal-blasts-media-reports/comment-page-1#comment-158476</link>
		<dc:creator>EyesOpen</dc:creator>
		<pubDate>Wed, 28 Nov 2012 14:07:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.northescambia.com/?p=119856#comment-158476</guid>
		<description>&quot;Communist regime&quot;

Oh! You mean like forcing mortgage holders with private insurance to fund your company whether they like it (or can afford it) or not? One quarter of my bill was fees assessed for Citizens. I could make an extra house payment a year with that money, but instead I am forced to pay it for homes that should have never been built to begin with.</description>
		<content:encoded><![CDATA[<p>&#8220;Communist regime&#8221;</p>
<p>Oh! You mean like forcing mortgage holders with private insurance to fund your company whether they like it (or can afford it) or not? One quarter of my bill was fees assessed for Citizens. I could make an extra house payment a year with that money, but instead I am forced to pay it for homes that should have never been built to begin with.</p>
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		<title>By: c.w.</title>
		<link>http://www.northescambia.com/2012/11/citizens-insurance-board-responds-to-scandal-blasts-media-reports/comment-page-1#comment-158450</link>
		<dc:creator>c.w.</dc:creator>
		<pubDate>Wed, 28 Nov 2012 11:09:51 +0000</pubDate>
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		<description>Citizens Ins. never should have been. Barry Gilway says, we are in the US.  Well the people that chose NOT to live on beach front and other places that are unsafe are FORCED to pay for someone elses insurance and give folks like him a JOB.  Disband Citizens Ins. today!!</description>
		<content:encoded><![CDATA[<p>Citizens Ins. never should have been. Barry Gilway says, we are in the US.  Well the people that chose NOT to live on beach front and other places that are unsafe are FORCED to pay for someone elses insurance and give folks like him a JOB.  Disband Citizens Ins. today!!</p>
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		<title>By: Jane</title>
		<link>http://www.northescambia.com/2012/11/citizens-insurance-board-responds-to-scandal-blasts-media-reports/comment-page-1#comment-158445</link>
		<dc:creator>Jane</dc:creator>
		<pubDate>Wed, 28 Nov 2012 09:10:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.northescambia.com/?p=119856#comment-158445</guid>
		<description>Private insurance companies have you under their thumb because you have to have insurance on a mortgaged home or a business. They overcharge, they don&#039;t pay up when something happens and they make the contracts so difficult to understand that you almost have to be a lawyer to read the stuff. And then someone wonders why we hate insurance companies? If Citizens wasn&#039;t doing something wrong they wouldn&#039;t be investigated, and if these other insurance companies were looked into they are probably even worse! So Citizens CEO doesn&#039;t like the media? It seems the media is the only one looking out for the people, because our government is too busy regulating everything and campaigning.</description>
		<content:encoded><![CDATA[<p>Private insurance companies have you under their thumb because you have to have insurance on a mortgaged home or a business. They overcharge, they don&#8217;t pay up when something happens and they make the contracts so difficult to understand that you almost have to be a lawyer to read the stuff. And then someone wonders why we hate insurance companies? If Citizens wasn&#8217;t doing something wrong they wouldn&#8217;t be investigated, and if these other insurance companies were looked into they are probably even worse! So Citizens CEO doesn&#8217;t like the media? It seems the media is the only one looking out for the people, because our government is too busy regulating everything and campaigning.</p>
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