Comments on: Citizens Insurance Reverses Course On Inspection Program

By: TZM

TZM — Mon, 20 Aug 2012 14:08:56 +0000

I agree with the post by Ben concerning the comments from Henry. I spend an hour on the phone with my insurance agent every year at all my policy renewals trying to understand the insurance mess this state is in and it is not a democrat vs republican issue. Both parties don’t have the brass to do what needs to fix this mess. Both parties are short term fixers!

By: Jane

Jane — Mon, 20 Aug 2012 13:02:06 +0000

I like the idea of a nonprofit insurance company. Anyone out there want to start one?

By: No profit insurance

No profit insurance — Mon, 20 Aug 2012 11:45:00 +0000

We need non-profit insurance unions,like credit unions are to banks.Then we can all self insure together and not stuff the insurance companies pockets.

By: Jane

Jane — Mon, 20 Aug 2012 10:37:17 +0000

Many people are losing their home insurance due to cancellations by insurance companies and the high cost of insurance. I have never made a claim after 2 hurricanes and lots of bad weather, yet my rates almost doubled. I found a new insurance carrier for $800 less a year. Look around and find less expensive insurance. The insurance companies are in business to make money, not help us after a disaster! Tell your legislators what you think….send emails to them.

By: Ben

Ben — Mon, 20 Aug 2012 02:53:13 +0000

Henry,

You make some valid points toward the end, but you are so wrapped up in partisan politics, it loses much impact. Certainly, republican politicians are not working in our interest. But, democrat politcians are not what you think they are, either.

By: Henry Coe

Henry Coe — Sun, 19 Aug 2012 06:37:34 +0000

The real problem is that ever since Jeb Bush was in office, the state of Florida, thanks to Florida Republicans, has been in bed and owned by the Insurance Industry and their Lobbyist.

As long as Republican are in charge of our Legislature, don’t expect to see anything different.

And yes, I know that Citizen was started by the Florida Republican Legislature. The problem isn’t that it is controlled and run by government, the problem is Conservatism in Government corrupts government because it is motivated by profits and not the people.

Citizen, the reason that Republicans decided to create it, was to off load the liability of privately owned insurance while protecting Real Estate values for those who live along the coast on sand bars that private insurance won’t insure.

Conservative are using Citizens to continue building in areas that areas that aren’t safe and they are offsetting the cost of that insurance with the cost of insurance for those of us who live inland. So those folks along the coast pay less insurance than they should, in order to inflate real estate values while we who live inland pay more than what the cost of our actual risk should be in order to offset that cost for folks on the beach.
While this also helps the tourist industry, everyone who lives inland is being taken to the cleaners based on zip code and not your actual risk.