Comments on: Hurricane Season: Insurers Plan For Worst, Hope For Best

By: No Excuses

No Excuses — Tue, 15 May 2012 23:45:37 +0000

Citizen’s is supposed to be the insurance company that people who can’t get insurance elsewhere can go and be insured. I don’t think they should be allowed to deny anyone who can pay the premiums! That’s why they exist.

By: River Rat

River Rat — Tue, 15 May 2012 17:47:19 +0000

If they can build Mobile Homes and sell them, then they should have to insure them and at a reasonable price. My insurance on my mobile home runs me $2,198.00 per year and it is a 1998 model. That is just crazy!

By: figures

figures — Tue, 15 May 2012 13:22:01 +0000

Becky, from what I understand, Citizens is the ONLY insurance company that will insure mobile homes. Well, at least it was when we lived in a mobile home a few years ago! Who will give you insurance if they will not?

I, personally, believe that as long as you are paying for insurance, you should be insured. They should not be able to drop you ever, for whatever reason! Most homes decrease in value as time passes, does this mean, eventually, everyone will have to move to a newer home just so they can be insured? Impossible.

This is another issue that makes me sick to my stomach.

By: Becky

Becky — Tue, 15 May 2012 06:04:11 +0000

I received a notice from Citizen’s (state run) today that they will be re-evaluating my home to decide if it is worth their lowest cash value limits. If they decide it isn’t, I will not be insured. Yes, I live in a mobile home but it has been here since 1993 and has made it through every hurricane we’ve had since with only minimal damage from only Ivan.

Very telling that this is happening right as hurricane season starts.