Which implies exactly what?

“- – - who now works with a law firm that represents homeowners.”

Of course he does. Not just any or all homeowners, but homeowners benefiting from the current set-up.

Citizens was formed to provide insurance to people and places where no sane person would offer insurance and at a price which no sane person would charge. The reason was to keep up the building and real estate industry and the taxable value of property likely to be swept away by the next big storm.

For years, we laughed at people building on sand, knowing what was likely to happen when the first hard storm hit it. It wasn’t so funny when our legislators explained WE would get to pay to insure their foolishness. People living high and dry and miles from the expensive endangered condominiums get to underwrite the insurance for the people who get to live on the beach.

David for paying what you owe,
not what your neighbor owes
(unless you want to, of course)