Comments on: State Farm Staying In Florida http://www.northescambia.com/2009/12/statefarm Local News for Molino, Bratt, McDavid, Century, Walnut Hill, Cantonment Thu, 23 Apr 2026 03:23:55 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: NAJ http://www.northescambia.com/2009/12/statefarm/comment-page-1#comment-27846 NAJ Sat, 19 Dec 2009 00:39:50 +0000 http://www.northescambia.com/?p=13151#comment-27846 Everyone has the option to shop for (and they should) for equivalent/better coverage with any insurance company. If the rates climb too high with your carrier then you have the right to seek coverage elsewhere. Everyone has the option to shop for (and they should) for equivalent/better coverage with any insurance company. If the rates climb too high with your carrier then you have the right to seek coverage elsewhere.

]]> By: EMD http://www.northescambia.com/2009/12/statefarm/comment-page-1#comment-27780 EMD Thu, 17 Dec 2009 23:18:58 +0000 http://www.northescambia.com/?p=13151#comment-27780 Wild Bill, I am just a consumer like yourself. These are the only things I know first hand: State Farm has been easy to deal with and quick to pay without hassle. When I had offers from other companies who had lower rates, I did not switch. I have heard others complain about other companies and just didn't want to leave my agent whose people and himself were patient, knew me by name, and paid claims in a timely manner. My original agent retired, and the one I was transferred to, and his staff, have also been very helpful. I am not a world wealthy person. I am, I suppose, middle class. Not upper middle class. Just regular middle class. I still prefer quality over quantity, in things that are important. State Farm has always shown me, personally, caring and professionalism, unlike some others I have dealt with in the distant past. If that changes I will change. I plan to stay, until it does. I hope it does not. Especially, after Ivan, I was very pleased with their fairness, kindness, and professionalism. Maybe talking with them, and trying to work something out works better than accusations and desertion. Maybe I'm just blessed. I do not know your experience with them. I only know mine. Wild Bill,

I am just a consumer like yourself. These are the only things I know first hand:

State Farm has been easy to deal with and quick to pay without hassle. When I had offers from other companies who had lower rates, I did not switch. I have heard others complain about other companies and just didn’t want to leave my agent whose people and himself were patient, knew me by name, and paid claims in a timely manner. My original agent retired, and the one I was transferred to, and his staff, have also been very helpful. I am not a world wealthy person. I am, I suppose, middle class. Not upper middle class. Just regular middle class. I still prefer quality over quantity, in things that are important. State Farm has always shown me, personally, caring and professionalism, unlike some others I have dealt with in the distant past. If that changes I will change. I plan to stay, until it does. I hope it does not. Especially, after Ivan, I was very pleased with their fairness, kindness, and professionalism. Maybe talking with them, and trying to work something out works better than accusations and desertion. Maybe I’m just blessed. I do not know your experience with them. I only know mine.

]]> By: Wild Bill http://www.northescambia.com/2009/12/statefarm/comment-page-1#comment-27775 Wild Bill Thu, 17 Dec 2009 21:23:51 +0000 http://www.northescambia.com/?p=13151#comment-27775 EMD, I do recognize that hurricanes Jeanne, Dennis, Katrina, Wilma, and Ivan were all very costly storms for insurance companies. But I also recognize these three facts which have solidified my decision. 1. For far more years than not, State Farm collected premiums without having to pay out for natural disasters. Did State Farm offer to lower my premiums during those periods? NO! 2. Has every other insurance company who also suffered major financial losses from those events doubled and sometimes tripled insurance rates? NO! 3. Have those other insurers made the kind of threats and outrageuos requests for increases along the lines of what State Farm has done? NO! IMHO State Farm can take their business elsewhere. I know I will, and I am sure many others will as well. EMD,
I do recognize that hurricanes Jeanne, Dennis, Katrina, Wilma, and Ivan were all very costly storms for insurance companies. But I also recognize these three facts which have solidified my decision.

1. For far more years than not, State Farm collected premiums without having to pay out for natural disasters. Did State Farm offer to lower my premiums during those periods? NO!

2. Has every other insurance company who also suffered major financial losses from those events doubled and sometimes tripled insurance rates? NO!

3. Have those other insurers made the kind of threats and outrageuos requests for increases along the lines of what State Farm has done? NO!

IMHO State Farm can take their business elsewhere. I know I will, and I am sure many others will as well.

]]> By: EMD http://www.northescambia.com/2009/12/statefarm/comment-page-1#comment-27756 EMD Thu, 17 Dec 2009 16:31:07 +0000 http://www.northescambia.com/?p=13151#comment-27756 I guess you're just not looking at it the way I am. I know that the people were hit hard. And, yes......that is what insurance companies are for. However, I have never seen two disasters back to back like Ivan and Katrina. I was amazed that any insurance company survived. I do not think like I once thought, and lump everyone into one basket......as in........."They have a lot more money than I do. They can stand a hit better than I can." No, because, after these two storms, I began thinking how much overhead these folks have. Like us, they have bills, but they have them on a much larger scale than most of us. Think. There are: buildings, employees, employee benefits, lights, water, phone, insurance, gasoline, on and on, just like us, except their bills are much much higher. There employees don't all sit in the office. They have field workers too. I do not know about the rest of you, but I could never have imagined a disaster the size of Ivan and Katrina, together. I doubt anyone could. I'm just glad they came through and didn't run. I am willing to pay more to see them get back on their feet. If people would call and talk with their agents, they might could help one another out. If you have a new roof since Ivan, and have it inspected, and it is found to be up to code, you could get a very big deduction in your premium. Did you know that? These are people, making a living just like the rest of us. And......no. I do not have any monetary interest in this company, except my auto and home insurance. The government is stealing us blind, and has been, even before WW1, and we keep putting the same thieves back in office No. I do not think everyone in the government is crooked, but along with the big dog bankers, I believe most of them are way less than honest. I no longer consider myself affiliated with any political party. Why don't we run some of these traitors out of the country? They are probably behind most of the insurance industries problems. They are regulating America into her grave. I guess you’re just not looking at it the way I am. I know that the people were hit hard. And, yes……that is what insurance companies are for. However, I have never seen two disasters back to back like Ivan and Katrina. I was amazed that any insurance company survived. I do not think like I once thought, and lump everyone into one basket……as in………”They have a lot more money than I do. They can stand a hit better than I can.” No, because, after these two storms, I began thinking how much overhead these folks have. Like us, they have bills, but they have them on a much larger scale than most of us. Think. There are: buildings, employees, employee benefits, lights, water, phone, insurance, gasoline, on and on, just like us, except their bills are much much higher. There employees don’t all sit in the office. They have field workers too. I do not know about the rest of you, but I could never have imagined a disaster the size of Ivan and Katrina, together. I doubt anyone could. I’m just glad they came through and didn’t run. I am willing to pay more to see them get back on their feet. If people would call and talk with their agents, they might could help one another out. If you have a new roof since Ivan, and have it inspected, and it is found to be up to code, you could get a very big deduction in your premium. Did you know that? These are people, making a living just like the rest of us. And……no. I do not have any monetary interest in this company, except my auto and home insurance. The government is stealing us blind, and has been, even before WW1, and we keep putting the same thieves back in office No. I do not think everyone in the government is crooked, but along with the big dog bankers, I believe most of them are way less than honest. I no longer consider myself affiliated with any political party. Why don’t we run some of these traitors out of the country? They are probably behind most of the insurance industries problems. They are regulating America into her grave.

]]> By: Cheryl http://www.northescambia.com/2009/12/statefarm/comment-page-1#comment-27754 Cheryl Thu, 17 Dec 2009 16:04:43 +0000 http://www.northescambia.com/?p=13151#comment-27754 I am so glad I went to another insurer almost a year ago when State Farm wanted to pull out then. I now have better coverage for less $. If I were still with State Farm, I would have a higher rate plus lose my hurricane hardening discount. And that's if I wasn't dropped altogether! I am so glad I went to another insurer almost a year ago when State Farm wanted to pull out then. I now have better coverage for less $. If I were still with State Farm, I would have a higher rate plus lose my hurricane hardening discount. And that’s if I wasn’t dropped altogether!

]]> By: Wild Bill http://www.northescambia.com/2009/12/statefarm/comment-page-1#comment-27750 Wild Bill Thu, 17 Dec 2009 15:38:55 +0000 http://www.northescambia.com/?p=13151#comment-27750 EMD obviously has a personal stake in State Farm to make such outlandish statements. I too have been insured with State Farm for over 30 years, but I guarantee I won't be insured by them in any manner in 30 days. This is just another example of greedy corporate big dogs running a once good company into the ground. Say good bye to a loyal customer State Farm, your greed will hopefully be your demise. EMD obviously has a personal stake in State Farm to make such outlandish statements.

I too have been insured with State Farm for over 30 years, but I guarantee I won’t be insured by them in any manner in 30 days. This is just another example of greedy corporate big dogs running a once good company into the ground.
Say good bye to a loyal customer State Farm, your greed will hopefully be your demise.

]]> By: KDOG http://www.northescambia.com/2009/12/statefarm/comment-page-1#comment-27748 KDOG Thu, 17 Dec 2009 14:44:22 +0000 http://www.northescambia.com/?p=13151#comment-27748 Are you kidding me, EMD? You don't know how an insurance company survived being "hit hard" by Ivan and Katrina? Being "hit hard" is part of their biznessss! If State Farm didn't have a plan for being "hit hard" then they don't belong in the state to begin with. Further more State Farm wanted to increase your rate by as much as 67% and you are okay with that? " I am so glad. I have had my house and auto insurance with State Farm for about 30 years. They have always been helpful and are a pleasure to do business with. Especially after Ivan. They got hit hard by Ivan and Katrina. I do not know how they have survived. I wish them well." Geez get a clue! Are you kidding me, EMD? You don’t know how an insurance company survived being “hit hard” by Ivan and Katrina? Being “hit hard” is part of their biznessss! If State Farm didn’t have a plan for being “hit hard” then they don’t belong in the state to begin with. Further more State Farm wanted to increase your rate by as much as 67% and you are okay with that?

” I am so glad. I have had my house and auto insurance with State Farm for about 30 years. They have always been helpful and are a pleasure to do business with. Especially after Ivan. They got hit hard by Ivan and Katrina. I do not know how they have survived. I wish them well.” Geez get a clue!

]]> By: EMD http://www.northescambia.com/2009/12/statefarm/comment-page-1#comment-27739 EMD Thu, 17 Dec 2009 07:27:30 +0000 http://www.northescambia.com/?p=13151#comment-27739 I am so glad. I have had my house and auto insurance with State Farm for about 30 years. They have always been helpful and are a pleasure to do business with. Especially after Ivan. They got hit hard by Ivan and Katrina. I do not know how they have survived. I wish them well. I am so glad. I have had my house and auto insurance with State Farm for about 30 years. They have always been helpful and are a pleasure to do business with. Especially after Ivan. They got hit hard by Ivan and Katrina. I do not know how they have survived. I wish them well.

]]>